Save up to 70% on your next high-cost claim.

Effortlessly get the lowest rate at your preferred provider.

Trusted by Leading Businesses

Our Focus

Keeping life-saving treatments and services within reach.

From transplants and oncology to neonatal care and CGT innovations, we believe life-saving treatments should be affordable, accessible, and equitable.

HealthRate empowers fiduciaries and at-risk entities with the data and tools they need to make smarter, more cost-effective decisions—supporting comprehensive health benefits that cover these critical services. When it matters most, HealthRate helps ensure care is available where and when it’s needed

Typical results with HealthRate

HealthRate brings clarity — showing you exactly what others are paying, where savings hide, and which providers deliver the best value.

With decades of benchmark data across millions of cases, our platform helps you consistently pay less for high-cost care.

Savings Per Case

$1M+

With HealthRate, you can expect savings on every case without changing providers or impacting quality. Typically between $50k - $1M.

Overall ROI

14x

HealthRate offers subscription and shared savings pricing plans with no risk money back guarantees.

Claims Savings

70%

Reduce your claims cost by up to 70%, turning every high-cost case into opportunity.

Insights

Unlocking Insurance Risk Management

Discover valuable insights and tips on managing insurance risks

3 min Read

Fiduciary Pressure Is Rising. Are You Really Shopping for High-Cost Care?

In the wake of growing regulatory scrutiny and a wave of class-action lawsuits, plan sponsors — especially self-funded employers and their advisors — are under increasing pressure to prove they’re acting in the best interest of plan members and spending wisely. Nowhere is that pressure more intense than in catastrophic care, where single claims can reach $2 million or more.
3 min Read

Shopping for a $2M+ Discount in Healthcare? Yes, It’s Real.

HealthRate has built a platform that makes something previously complex remarkably simple: finding the lowest-cost, highest-value providers for high-dollar medical procedures like organ transplants, complex oncology, cell and gene therapies, and bone marrow transplants.
3 min Read

The Hidden Price Risk in Healthcare Claims (Even at the Same Provider)

The total cost of care (TCOC) is staggeringly variable, even for the exact same treatment, at the same provider. This hidden volatility poses a major risk for stop-loss carriers, MGUs, and self-funded employers managing high-cost claims.