Instantly Simulate & Compare Network Scenarios for High-Cost Claims.

Making the right decision just became a whole lot easier. The one thing insurers dislike more than high payments is unexpected payments. HealthRate gives you the tools you need to manage your risks and control your costs with confidence.

Trusted by Leading Businesses

Our Focus

Keeping life-saving treatments and services within reach.

From transplants and oncology to neonatal care and groundbreaking therapies, we believe these critical services should remain affordable and accessible.

By empowering reinsurers and stop-loss carriers with the data and tools they need to make smarter, cost-effective decisions, we help employers continue offering comprehensive health plans that cover these vital treatments. HealthRate is dedicated to ensuring that when it matters most, care is there.

HealthRate

Efficient, Reliable, and Secure Health Management

Our platform turns confusing insurance contracts into clear, accurate data, so you can save money and make smart choices every step of the way.

Tailored Risk Management

Our advanced analytics give you precise risk evaluations at the case level, helping you make better decisions faster.

Fast Contract Comparisons

Compare contract terms in seconds to choose the smartest, most cost-effective options. Time is money, and we help you save both.

Case-Level Simulation Analysis

See the true cost and risk of each case.

Worry-Free Data Security

We use the highest security standards to protect your sensitive information so you can trust your decisions.

Compare Contract Terms and Save Money with HealthRate's Tool

HealthRate simplifies complex contracts by providing a side-by-side comparison of contract terms. With 25 years of data on millions of medical cases, insurers can make smart, cost-effective decisions and avoid overpaying.

Minimum Savings Per Case

$50k

With HealthRate, you can expect a minimum savings of $50,000 per case, ensuring significant cost reductions while maintaining high-quality care.

Overall ROI

14x

HealthRate delivers an impressive overall ROI of 14x, maximizing your investment by transforming complex decision-making into substantial financial gains.

Case Level ROI

5x

Achieve a case-level ROI of 5x with HealthRate, turning every complex case into a clear opportunity for significant cost savings and smarter decisions.

How HealthRate Benefits You

Predict Costs Accurately in Seconds with HealthRate's Data

Onboard Your Network Contracts

Onboard your existing and target specialty networks—connect your current relationships without the need for sensitive data, ensuring worry-free data security.

Set Up and Simulate

Your account is ready to run complex case simulations as soon as you’re connected.

Compare Scenarios

In just seconds, view side-by-side comparisons of case scenarios to gain actionable insights.

Empower Smart Decisions

Instantly see potential savings by guiding your risk mitigation team to choose the best path for every complex case, every time.

Simplify Contracts with HealthRate's Effortless Approach

HealthRate's simplified approach allows you to navigate the complex maze of insurance contracts effortlessly. Compare terms side by side and avoid overpaying.

Clear Terms

Easily compare contract terms side by side to ensure you're getting the best deal.

Accurate Evaluations

Leverage data on millions of medical cases for accurate cost predictions.

Manage Your Risks Effectively

Try HealthRate today and simplify risk management.

Insights

Unlocking Insurance Risk Management

Discover valuable insights and tips on managing insurance risks

5min Read

How to Protect Your Company from Financial Risk Due to High-Cost Claims

The increasing cost of healthcare is creating serious financial risks for businesses across the board. High-cost claims, especially those related to transplants, oncology treatments, and advanced therapies like gene and cell therapy, are becoming more frequent and expensive.
8min Read

Escalating Costs for High-Cost Claims: Navigating the Rising Financial Burden of Transplants

The escalating costs of medical claims, especially for transplants, are putting increasing pressure on the healthcare system, forcing payers and providers to find more sustainable solutions.
10min Read

Risk Pinpointed: Elevate Your MGU Strategy with HealthRate

For Managing General Underwriters (MGUs), the ability to effectively manage catastrophic claims is a key differentiator in a highly competitive market. As healthcare costs continue to rise and catastrophic claims like transplants, oncology treatments, and advanced therapies grow more frequent, MGUs must implement smarter strategies to stay ahead.