‍Terms and Conditions

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1. Introduction

Welcome to HealthRate, Inc. (“Company”). By accessing and using our software as a service (“Service”), you agree to comply with and be bound by the following terms and conditions (“Terms”). If you do not agree to these Terms, please do not use our Service.

2. Service Description

The Service is a web-based platform that simplifies complex contracts by providing a side-by-side comparison of contract terms. With 25 years of data on millions of medical cases, insurers can make smart, cost-effective decisions and avoid overpaying. The Service is available to users who are at least 18 years old.

3. Subscription and Payment

The Service is provided on a subscription basis. Subscription fees are billed [monthly/annually] and are non-refundable. You agree to pay all fees associated with your subscription.

4. User Responsibilities

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to use the Service in compliance with all applicable laws and regulations.

5. Intellectual Property

All content, trademarks, and data on the Service are the property of the Company or its licensors. You may not use any content from the Service without the prior written consent of the Company.

6. Security

We implement reasonable security measures to protect your data. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures.

7. Service Availability

We strive to ensure that the Service is available 24/7. However, we do not guarantee uninterrupted access and may perform maintenance or updates that could temporarily disrupt the Service.

8. Limitation of Liability

The Company is not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of Nevada. Any disputes arising from these Terms will be resolved in the courts of Nevada.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Service after any changes indicates your acceptance of the new Terms.

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