Simplifying Health Insurance for Over 30 Years

Navigating health insurance is like trying to untangle a giant knot. Specialty networks face challenges in making payment decisions for complex medical cases, while leading reinsurance and stop-loss carriers are overwhelmed by disorganized or hidden data. This confusion leads to poor decisions, rising costs, and the risk of skyrocketing premiums.

That’s where HealthRate comes in

HealthRate was built to solve the challenges that others can’t.

We brought together a team, skilled in deciphering complex insurance contracts and unearthing critical data. With this deep expertise in risk management and the team’s strengths in software development and machine learning, HealthRate is like having the perfect coaches by your side, ready to lead you to victory.

Built on 25 Years of Experience

HealthRate simplifies even the most complex contracts, transforming them into clear, actionable insights.

Our platform empowers reinsurance and stop-loss carriers to make informed decisions by comparing prices and providing accurate predictions based on 25 years of data, covering nearly 300 million lives. It’s like turning on a light in a dark room—suddenly, everything is clear, and the right path becomes obvious.

Trusted by Leading Businesses

HealthRate is your guide, illuminating the full picture so you can plan and act with confidence.

With better data comes better decisions, and HealthRate makes sure you always have the clarity you need to avoid overpaying and make smarter, more cost-efficient choices.

Our Team

Dedicated professionals committed to reducing your risk.

Tim Michaels
Chief Executive Officer
Jeff Sage
Chief Technology Officer
Nikki Ahlgren
Chief Commercial Officer
Kate Stadelman
Chief Analytics Officer & Distinguished Engineer

Our Advisory Board

Geoff Bartsh
Robert Van Why
Paul Stordahl
Mark Nathan

Reduce Your Risk on Complex Cases Today

Trust HealthRate for transparent and easy reinsurance solutions. Schedule a platform demo today to learn more.